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Plan for Your Future

Lighting Your Way to a Smooth Retirement

Everything is always changing in the world: the economy, current events and the markets. That’s why we’ve made it our mission to be your lookout — to tell you what’s ahead and help you navigate to calm waters.

At Gadau Financial Group, we use a simple, three-step process called the Lighthouse Strategy to help you pursue your goals:

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    1. Fact-Finding

    We discuss your goals, needs and concerns. We also check for any gaps in your current retirement strategy.

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    2. Lighthouse Proposal

    We present your custom Lighthouse Strategy, which outlines how to generate income in retirement, make the most of certain tax situations and transfer assets to your heirs efficiently.

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    3. Stay the Course

    With your retirement path clearly illuminated, we perform regular navigation checks to help you reach your retirement destination safely.

Explore Your Financial Toolbox

Are you using the right tools and strategies to get you from here to your financial goals? We’ll help you navigate the options.

Retirement Income Strategies

Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Annuities

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Asset Preservation Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

Long-Term Care Strategies

For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.

Brokerage and Investment Services

At Gadau Financial Group we understand that everyone has different goals and needs both approaching and in retirement. We offer a wide range of brokerage and investment services, giving us the ability to tailor a portfolio to fit any investors needs.

We can also refer you to professionals who provide the following services:

Trusts | Probate | Charitable Giving | Estate Planning | Tax Planning